LIC New Endowment Plan (814) Details New Endowment (Table No: 814) of LIC, is a basic Life Insurance plan which provides adequate life cover during policy’s term and on maturity, this plan provides a healthy amount which can be used to fulfill financial requirements like children's higher education and marriage. This plan may be recommended for everyone because of following reasons. A sound combination of Life insurance and investment. Low premium in comparison other plan in this category. Eligible for bonus and Final Addition bonus declared by LIC. Comparatively Higher Bonus Double Accidental benefit with rider. Tax saving on premium paid. Tax Free maturity amount.

New Jeevan Anand (Plan No:815) Details New Jeevan Anand (Table No: 815) is one of the most sold endowment plans of LIC, which provides Risk Cover even after maturity for life time. Accidental Death and Disability Benefit Rider makes this plan more beneficial as it provides additional amount eqaul to basic sum assured in case of death

LIC Jeevan Lakshya Plan (Table No:833) LIC’s Jeevan Lakshya policy is a combination of risk cover and saving plan which is most suitable for the purpose of providing financial security of children and family. This policy provides life cover during the policy term and Sum Assured + Bonuses on survival as maturity. In case of death of policy holder during the policy term, this policy provides 10% of sum assured every year till maturity and on maturity it again provides 110% of Sum Assured + Bonuses as maturity. Key Features Annual Income in case of death Sum assured + Simple Reversionary Bonus + Final Addition Bonus as maturity. Annual Income feature can be used as child education in case of death Paid premiums are exempted from income tax under 80C Maturity amount is tax free under 10 (10D)

LIC Jeevan Labh Plan (836) LIC Jeevan Labh (Table No 836) is a non-linked ( Not dependent on share market) limited premium paying endowment assurance plan which means premium paying term is less than policy term for example, if policy term 16 has been selected then premium will be paid for 10 years only and maturity will be paid after completion of 16 years. The benefit illustration given in this example is based on simple reversionary bonus declared for 2015-16 (Latest). Key Features High Bonus Attracting Plan Premiums need to be paid for less number of years than Maturity year Ideal Plan for planning Child's Education and Marriage Options to avail accidental benefit and term riders Paid premiums are exempted from income tax under 80C Maturity amount is tax free under 10 (10D)

LIC Jeevan Pragati Plan (838) LIC Jeevan Pragati Plan (Table No: 838) is a non-linked (Not dependent on share market) endowment assurance plan in which Risk Cover keeps on increasing every 5 year. The increasing risk cover is an important feature which provides adequate risk cover against inflation as the years passes. Jeevan Pragati plan can be suitable for a person who is looking for a saving as well as adequate risk cover as protection for his/her family with LIC. This can be opt with accidental benefit rider to make it a better plan. Key Features Increasing Life Cover Suitable plan to counter inflation Premium paid is eligible for rebate under 80(C) Maturity amount will be tax free under 10(10D)

LIC Bima Diamond Plan with example LIC Bima Diamond Policy (Table No: 841) is a non-linked ( Not dependent on share market) limited premium paying Money Back plan which means premium paying term is less than policy term, for example, if policy term 24 has been selected then premium will be paid for 15 years only. The money back will be provided at end of every 4 years and maturity at the end of policy term. This policy has unique feature of extended risk cover after policy term. As this is a close ended plan and available for sale up to 31-08-2017. Key Features Money Back Plan Extended Risk cover Benefit After Maturity Premiums need to be paid for less number of years than Maturity year Options to avail accidental benefit and term riders Paid premiums are exempted from income tax under 80C Maturity amount is tax free under 10 (10D)

LIC Jeevan Tarun Plan (Table No: 834) LIC’s Jeevan Tarun (Table No: 834) is children money back plan which is specially designed for securing children education. This plan gives options to choose survival benefit and helps to ensure financial requirements of child education from 20 to 25 years of child age. This plan can be purchased by parent or grand parent for their 0-12 year old child and very useful with premium waiver rider which provides premium waiver in case of death of guardian (proposer) during policy term. Key Features A plan to fulfill requirement child education Option to select required amount from 20-25 year age of child Premium waiver option which and important feature Paid premiums are exempted from income tax under sec 80C Maturity amount is tax free under 10 (10D)

LIC Limited Premium Endowment Policy (Plan No:830) LIC’s Limited premium endowment policy (Plan No: 830) is a non-linked guaranteed life insurance plan which provides protection with investment. This plan is having fixed premium paying terms of 8 & 9 years and fixed policy terms 12, 16 & 21 years which allows policy holder to plan for financial requirements by paying less number of years and secure life and receive maturity at later stage. This plan may be recommended for everyone because of following reasons. A sound combination of Life insurance and investment. Less number of premium paying term than policy term. Eligible for bonus and Final Addition bonus declared by LIC. Comparatively High Bonus Double Accidental benefit with rider. Tax saving on premium paid. Tax Free maturity amount.

LIC Jeevan Akshay VI (189) Pension Plan LIC’s Jeevan Akshay VI (Plan No: 189) is a pension plan, which provides monthly pension throughout the life on payment of single lump sum amount. This is an immediate Pension plan that enables starting of immediately pension on purchase of this policy. There are 10 different options which are available in which pension can be received. Maturity of Endowment plans e.g. Jeevan Anand or New Endowment plan can be used to buy this plan at maturity. A person can plan such that, at the age of 55 or 60 he buys this plan and enjoy his retirement with regular pension for life time. You may calculate pension using Pension Calculator as per your one time single amount and pension starting. Key Features Single premium and immediate pension. Retirement Planning. 10 different methods for getting pension. Option to secure pension for spouse. Option for guaranteed pension for fixed period.

LIC Amulya Jeevan 2 (823)- A pure Term Insurance Amulya Jeevan II, is a pure term insurance policy of LIC, which provides high life cover in case of unfortunate death of policy holder during policy term. This plan does not provide any maturity value. Amulya Jeevan II plan provides high life cover in case of death on very low premium, so it can be a must have insurance plan for adequate financial security of family and loved ones. Key Features High Life Cover on low premium Premiums paid are eligible for tax rebate under 80(C) No Maturity or survival benefit

LIC’s New Endowment Plus (Plan No.835) LIC’s New Endowment Plus (Plan No.835) is unit link assurance plan, which provide insurance + investment. According to level of risk and expected return, four fund options are available, a customer can opt one the four fund types. The deposited premium will be used to buy units from funds type which are mix of Investment in Government, Government Guaranteed Securities & Corporate Debt, Short-term investments such as money market instruments and Investment in Listed Equity Shares. At the beginning of each month, some units will be used to provide risk cover and rest units will participate in investment.

Provide complete details (specification, benefits and terms & conditions) of plans. Help and educate customers to choose best plans or combination of plans along with investment options as per their requirements. Assistance in buying insurance and investment plans. Provide post-sales service to any policy holder. Availing certified insurance advisors or officials for services like (Explanation of plans, Purchase Assistance, Loan, surrender, maturity claim, death claim etc.).

WHY CHOOSE US? PROTECT YOUR FAMILY’S LIFESTYLE LIC Agent Pune mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We can assist you to know about types of insurance plans available in LIC, where to go for help, buyer's guides and a lot more. Since customer service is our number ONE priority to our insured's, you can rest assured that we will be there when you need the most. Let us serve your Life insurance needs! Contact us now to determine your insurance needs and to let you know the premium for your coverage's. CHOOSE THE POLICY THAT SUITS YOUR BUDGET. CONSULT AN EXPERT TODAY!

BUILDING RELATIONSHIPS IS OUR BUSINESS As your Insurance agent, We think there is more to insurance than the policy itself. It's about offering dependable safety and service. That's why gaining your trust is our policy.

Personalized Quotes & Devoted Customer Service LIC Agent Pune : We are Life Insurance Corporation of India authorised insurance agents services in Pune. Contact us for LIC India, Life Insurance, Insurance Policies, NRI Life Insurance, Investment. Health Insurance India, Lic Health Insurance Life Insurance India, LIC of India, Insurance India, Insurance, Insurance agent Pune.

We can schedule meeting with you at your convenient time or you can visit our office to discuss about policy. Once you decide , we will help you to complete documentation and other formalities. We also assist you with a premium quote on the internet or over the phone, but personal consultations are encouraged, to answer any questions you may have, make sure there are no misconceptions and no detail is neglected. No. We dont charge for our services. You just need to pay LIC's premium. This is a free service with no obligationYes. We will help you for premium payment , revival , policy loan , address change, nominee change etc with no extra fees.

FOR YOUR LIFE INSURANCE NEEDS CALL LIC AGENT PUNE TODAY There are many agents in LIC Pune who can assist you to buy an insurance policy. However, we feel the most effective way is through us, We are an authorised Insurance Agent based in Pune. This would mean that when you buy a policy through us, you get the benefit of our expertise and knowledge that comes with being in this field since six years at no extra charge to you. A great price is worthless until you've the appropriate insurance coverages in place. We evaluate your insurance coverages and demonstrate ways by which you might much better secure yourself. We think you are entitled to a excellent cost, the suitable coverage and to be insured with a trusted insurance company like LIC. Yes, you may have it all! Give us a call today for plan details and understand why our company is efficiently assisting clients with their insurance requirements for more than six years.

GET A FREE QUOTE TODAY! FIND THE POLICY TO MEET YOUR NEEDS! We offer all types of LIC Insurance plans to our clients in Pune including Term Insurance, Child Edication plans, Money Back Plans, Pension Plans, and Whole Life plans. Our objective is to use our ability and financial knowledge to assist you and those important to you enjoy financial security and prosperity all over your lifetime. We work relentlessly to make the right techniques to optimize your wealth building potential and financial wellness. We provide an array of customized methods that will deal with virtually all of your monetary needs. Knowing how rapidly events can change, we stay updated of current regulation and movements, and how they might effect your financial future. We are associated with LIC of India as an authorised agent and our firm is well set up to work with you to develop your future. TYPES OF BUSINESS OPPORTUNITIES HOW THE GOVERNMENT PROTECTS YOU FRANCHISE VS. BIZ OPPS ADVANTAGES OF A BUSINESS OPPORTUNITY DISADVANTAGES OF A BUSINESS OPPORTUNITY GUIDELINES FOR CHOOSING AN OPPORTUNITY EVALUATING A POTENTIAL OPPORTUNITY WHAT THE DISCLOSURE STATEMENT TELLS YOU ANALYZING THE FINANCIAL STATEMENTS

Life Insurance Corporation has increased interest rates on loans against policies and thus shutting an arbitrage option for policyholders. The corporation has also increased interest rates on late payments of premiums. Up to now the LIC charged 9% on loans on policies that has increased to 10% Interest rates have been mostly stable in the past few years. The policy conditions says that interest rates on loans would be changed from time to time. LIC easily allows loans to policyholders for up to 90% of the surrender value of the policy, including cash value of bonus. The only condition is that the policy need to be assigned in favour of the LIC. The interest rates charged by LIC are less than the interest rates charged on loan against public provident fund scheme. Under the PPF scheme loans are offered at 2% more than the existing rate, which currently is 8.8%. Also under PPF the highest loan amount is 25% of the balance two years earlier.

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